Terms and Conditions | Online Casinos

These terms and conditions set out the agreement between you and Online Casinos (thespellmanreport.com) when you read, compare or click through anything on this site. In plain terms: we publish research-based comparisons of US online casinos, we may earn commission when you sign up through a link, and we are not the company that takes your deposit. Everything below explains what that means for you in practice.

Last reviewed by Owen Collins on Sep 25, 2026. We revise this page when our commercial arrangements, editorial process or the information we publish about casino sites changes materially.

Who may use this site

Online Casinos is written for adults in the United States who are researching real money online casinos. You may use the site if:

You are at least 21 years old, or the minimum legal gambling age in your state if that age is higher.
You are accessing the site from a place where reading gambling information is lawful.
You are not on a state self-exclusion list, a voluntary operator exclusion list, or otherwise barred from gambling.

We do not verify your age or identity — casinos do that at registration and again before a withdrawal. If you are under the legal age, or if gambling is causing you harm, stop here and read our responsible gambling guidance instead.

How we make money, and what it does not buy

This site carries commercial links. When you open a casino from one of our tables or cards and go on to register or deposit, the operator or its affiliate network may pay us a commission. You pay nothing extra for using those links, and the offer you see is the offer the casino is advertising to everyone.

What commission does not do: it does not decide who appears, where they rank, or what rating they receive. A brand that pays more does not move up. A brand that pays nothing can still be listed. We also publish the drawbacks of sites we earn from — if we only printed the good parts, the comparison would be worthless to you and to us.

Ratings on this site are editorial opinions formed from published terms, licensing information, game libraries and payment documentation. They are not customer satisfaction scores, not audited test results, and not a prediction of what your experience will be.

The offers we list are the casino's, not ours

Every bonus figure on Online Casinos is reproduced from the operator's own advertising at the time we checked it. Casinos change, cap, restrict or withdraw promotions without telling us. Before you claim anything, open the operator's terms page and read the conditions yourself. The headline number is rarely the whole story.

Below are the top-ranked listings on this site, with the conditions that most often decide whether a bonus is worth claiming. Treat this as a prompt for what to check, not a promise of what you will receive.

Casino	Advertised offer	Editorial rating	What to verify before claiming
Raging Bull	410% up to $10,000 + 50 free spins	10.0	Wagering multiple, maximum cashout cap, minimum deposit, eligible games
Magician Bet	101% no wagering	9.7	Whether "no wagering" applies to the bonus, the deposit, or both; withdrawal minimums
Slots of Vegas	375% bonus + 50 free spins on Cash Chaser	9.7	Spin value, spin winnings cap, game restriction, expiry window
Uptown Aces	600% for new players	9.7	Maximum bonus amount, playthrough, excluded payment methods
Card Crush	Instant welcome reward: 2 mystery coins and 5 cards	9.4	What the coins and cards can be used on, and any redemption conditions
Zumba Cards	250% deposit bonus up to 250 SC	9.2	Sweeps-currency rules, redemption thresholds, state availability
BetUS	200% up to $4,000 for new players	9.1	Rollover across casino and sportsbook, payout method limits
Amazon Jackpots	4 posters + 40 free SC + bonus wheel for $20	8.8	That this is a purchase, not a free offer; what the $20 buys
Slots and Casino	500% up to $2,500 across three deposits	8.7	Per-deposit minimums, whether each tranche has its own expiry
Bets.FM	225% deposit bonus up to 1 BTC + 225 free spins	8.6	Crypto-only terms, conversion at deposit and withdrawal, spin release schedule

Raging Bull

Raging Bull sits at the top of our list because it pairs a very large headline percentage with a slot-heavy library that most readers arriving from a bonus search are actually looking for. The advertised 410% up to $10,000 plus 50 free spins is a match on your own deposit — the ceiling is theoretical and only reachable with a deposit most players will never make.

What to assess: the playthrough attached to a match this size, the maximum cashout on the spins, and which games contribute at full weight. Slots usually count 100%; table games often count far less or not at all.

Limitation: high-percentage matches almost always come with proportionally heavy wagering, so the practical value is lower than the number suggests. Availability also varies by state, and nothing here guarantees you can register from where you live.

Magician Bet

Magician Bet earns its place for a different reason: a 101% no-wagering offer is a structurally simpler product than a 400% match. If the no-wagering description holds in the operator's own terms, winnings from the bonus are not locked behind a playthrough multiple, which removes the single biggest reason players fail to cash out.

Limitation: "no wagering" is a phrase operators define in their own words. It can still sit alongside a maximum withdrawal from bonus funds, a minimum deposit, or an expiry. Read the definition before assuming it means unrestricted cashout. The headline percentage is also modest against the rest of this list.

Slots of Vegas

Slots of Vegas is listed for readers who want free spins tied to a named title rather than a vague spin credit. The advertised 375% bonus plus 50 free spins on Cash Chaser tells you exactly which game the spins run on, which makes the value easier to work out — spin value multiplied by fifty, minus whatever cap applies to spin winnings.

Limitation: a single-game spin allocation is only useful if you want to play that game, and game-locked spins frequently carry a separate, lower withdrawal cap than the deposit match. The match itself carries the same heavy-playthrough caveat as any offer in this percentage range.

Uptown Aces

Uptown Aces appears for the size of the new-player match — 600% is among the highest advertised on this page — which suits readers depositing small amounts who want maximum play time rather than a realistic cashout. Large multiples on a $20 or $25 deposit stretch a bankroll further than a smaller percentage would.

Limitation: the advertised percentage is published without a maximum in our data, so you must find the cap in the operator's terms yourself. Very large multiples also tend to carry the strictest maximum bet rules while the bonus is active, and breaking that rule can void winnings entirely.

Bonus terms you agree to with the casino, not with us

When you claim a promotion, the contract is between you and the operator. We have no power to alter, extend or enforce it. These are the clauses that most often decide the outcome:

Wagering requirements — the number of times bonus funds (sometimes bonus plus deposit) must be staked before withdrawal. A 30x requirement on a $100 bonus means $3,000 of qualifying stakes.
Maximum bonus bets — a per-spin or per-hand ceiling, often in the $5 to $10 region, that applies while bonus funds are live. Exceeding it is one of the most common reasons winnings are voided.
Bonus expiry dates — unmet wagering at expiry usually means the bonus and anything won from it are removed.
Bonus cashout limits — a cap on what you can withdraw from bonus play, frequently expressed as a multiple of the bonus or a flat dollar figure. This is what makes a "$10,000" headline rarely mean $10,000.
Minimum deposits — the amount needed to trigger the offer, and sometimes a different, higher amount to trigger the full percentage.
Game weighting — slots typically contribute fully; blackjack, roulette and baccarat often contribute 10% or less, or are excluded.

Free spins, no-deposit bonuses, cashback bonuses and loyalty rewards each carry their own versions of these rules. Our ranked reviews of US online casinos go through them site by site.

Money: deposits, withdrawals and what they cost

Online Casinos never handles your money. We do not take deposits, hold balances or process payouts, and we cannot release a withdrawal on your behalf. All payment terms come from the operator and your bank.

What you should confirm with any casino before funding an account:

Accepted methods for US customers — commonly debit cards, credit cards (which some issuers decline for gambling), ACH bank transfer, wire transfer, e-wallets including PayPal at some licensed operators, and prepaid or cash-at-cage options. Availability differs by operator and by state, so check rather than assume. Crypto terms, where offered, are set entirely by the operator.
Minimum deposit and minimum withdrawal — these are rarely the same figure, and a low deposit minimum alongside a high withdrawal minimum can leave a small balance stranded.
Withdrawal limits — daily, weekly and monthly caps, plus any per-transaction ceiling. Large jackpot wins are often paid in installments.
Casino withdrawal times — an internal review or pending period first, then the banking transit time. Advertised speeds are marketing claims, not results we have measured.
Payment fees — deposits are usually free; wires, expedited payouts and some card withdrawals may carry a charge. Credit card deposits can also be treated as cash advances by your issuer.
Method matching — most operators return funds to the source you deposited from before releasing the balance elsewhere.

Withdrawals also depend on identity checks. Expect KYC and identity verification — government ID, proof of address, proof of payment method ownership — and, on larger or unusual balances, source-of-funds checks. These are regulatory obligations, not stalling tactics, but they do add time. If a payout is refused and you disagree, use the operator's complaints procedure first, then escalate to the state regulator that licenses it. We cannot arbitrate withdrawal disputes and cannot promise any outcome.

What is being compared on this site

Our listings cover real money online casino play. That generally breaks into:

Slots — the bulk of most libraries, ranging from low-volatility classics to high-volatility releases where wins are rarer and larger. Published return to player (RTP) is a long-run average across millions of spins, not a guide to a session.
Progressive jackpots — pooled prizes that grow until won, usually with a qualifying bet and often excluded from bonus play.
Table games — blackjack, roulette and baccarat in digital form, run by random number generators.
Live dealer games — streamed tables with human dealers, real table limits and their own betting rules.
Mobile casino games and apps — browser play or a dedicated app, with libraries that are sometimes smaller than desktop.

Some listings on this page, including those advertising SC or sweeps-style rewards, operate on a promotional-currency model rather than a direct cash-wagering model. The rules for buying, playing and redeeming differ, and so does state availability. Check which model applies before you treat an advertised percentage as a cash match.

The other products these operators run

Several brands listed here are not casino-only. BetUS, for example, advertises a new-player offer that spans a wider betting business, and operators of that type typically run sports betting, and sometimes poker or racing, alongside the casino. That matters for three reasons: rollover on a shared bonus may have to be met across products with different contribution rates; your wallet may be shared while limits are set per product; and the sportsbook may be licensed differently from the casino in your state. Read the terms attached to the specific product you intend to play.

Legal standing, state availability and your obligations

Online casino gambling in the United States is regulated at state level, not federally. Federal law addresses matters such as interstate wire transmission and money laundering; it is individual state legislatures and gaming regulators that decide whether real money online casino play is lawful where you live, who may be licensed, and what player protections apply. Only a minority of states currently license online casino gaming, and rules differ in each one.

Two consequences follow, and both matter:

A site accepting registrations from a US address is not the same as a site being authorized to serve players in your state. Verify licensing with your state regulator, not with the casino's own marketing.
Geolocation, age verification and account rules are set by the licensed operator and its regulator. Attempting to work around them typically voids the account and any balance in it.

We publish information; we do not give legal advice. It is your responsibility to know the gambling laws of your state and to comply with them, including any tax reporting obligations on winnings. Nothing on Online Casinos is an assurance that a particular casino is lawful, licensed or available to you, and no casino can be described as completely safe. Where a licensed operator is involved, player protections usually include self-exclusion, deposit and loss limits, session reminders and access to independent support services — use them. Gambling is entertainment with a cost; it is not income and it is not a way out of financial trouble.

Accuracy, liability and changes to these terms

We research and verify what we publish, and we date our findings. We do not test casinos by depositing or withdrawing, and we make no claim to have done so. Offers, licensing status, payment options and game libraries change frequently, and information on this site may be out of date by the time you read it. Where something is unconfirmed, we say so rather than filling the gap.

To the extent permitted by law, Online Casinos accepts no liability for gambling losses, voided bonuses, declined withdrawals, account closures or any decision you make based on material published here. Your dealings with any operator are entirely your own.

Our content, ratings, tables and editorial copy belong to us. You may quote short extracts with attribution and a link; systematic copying or republication is not permitted. Third-party trademarks and brand names remain the property of their owners and are used for identification only.

We may update these terms at any time, and the revision date at the top of this page shows when we last did. Continued use of the site after a change means you accept the current version.

Questions, corrections and complaints

If you think we have something wrong — an offer that has changed, a term we have misread, a site that should not be listed — tell us. Corrections are the fastest way this page gets better. You can learn more about our editorial approach on the about us page, or send the detail through our contact form. Complaints about a casino's own conduct should go to that operator first and then to its regulator; we can point you in the right direction, but we have no authority over an operator's decisions.